Aleph Payments is a leading cross-border payment enabler for the digital advertising industry connecting thousands of advertisers & agencies in primarily emerging countries with an end-to-end payment solution to reach consumers on the world’s leading digital platforms.

Challenges

Unique challenges have kept ad tech companies from expanding to new markets, limiting thousands of advertisers

Advertisers

Lack of support in local language
Need to obtain local credit lines rather than prepayment
Lack of transacting in local currency vs hard currency
Complexity of cross-border payments

Ad tech companies

Lack of local operational expertise
Lack of KYC, risk assessment and credit underwriting of local customers
Complex processes to establish local presence
Maze of local regulations, taxes, currency management policies involving central bank regulations

Our end-to-end solution

Aleph Payments manages the entire process allowing ad tech companies and advertisers to focus their time and resources on their core operations

KYC
Customer identification, sanctions and PEP screening, regulatory compliance, risk assessment, periodic reviews, and world class tools.
Prevent any reputational exposure
Credit Assessment & Underwriting
Dedicated credit and collections teams, credit risk evaluation and credit rating, risk and cash flow modeling, exposure monitoring, and collateral assessment and management.
Aleph bears the credit risk
Billings & Collections
Close relationships with advertisers, delivery reconciliation processes, billings per local requirements, collection processes, collecting in multiple currencies, and “same” language.
Aleph is the local "link"
Tax Collection & Payment
Local legal entities, shield to avoid “PE” risk, local experts on the ground, and tax savings and arbitrage.
Tax efficiency
Local Tax & Regulatory Compliance
Unlock local operations in compliance, no labor contingencies in the markets, avoid local tax exposure, and monitor local central bank regulations.
One simplified structure
Cross Border Payments
Avoid Fund remittance complexities, manage multiple financial institutions, secure payments in hard currency, competence in bilateral agreements, and assure best rates in remittances.
One single check

Why Aleph?

Since 2005, Aleph provides a seamless end-to-end solution to plug any existing digital inventory business into high-growth emerging markets around the world unlocking new customers and revenue.

Created with sketchtool.
Current covered
countries
Wide geographic footprint

Offices in 65+ countries with people on the ground.

Aleph wide geography footprint covers 130+ territories.

Currently Aleph operates with 49 local currencies around the globe.

Financial strength & market reputation

$2+ billion annual TPV (total payment volume).

Strong reputation trusted by top-tier platforms & advertisers.

Investors includes CVC, Sony, Twitter, Snap and Mercado Libre.

Ad tech vertical expertise

19-year track record operating in digital ad tech.

Currently serving 22k+ advertisers, agencies and 45+ digital platforms.

Experience in digital advertising campaigns and monthly reconciliations.

Deep understanding cross border payment complexities

In-house treasury & FX management function.

Experts in managing fund flow across the most complex markets.

Strong relationships with central bankers and regulators.

Unique credit underwriting offering

Currently underwrites credit for 22k+ clients.

Aleph has built a database with credit history of advertisers and agencies.

No cross-border payment company offers local credit underwriting.

22,000+ advertisers across 45+ platforms in 130+ countries trust Aleph to expand their business

Aleph Payments ecosystem

Our cross border credits & payments solution simplifies financial complexities from KYC, credit underwriting, local billing, collections, tax settlement, forex exchange settlement, cross-border payments allowing businesses to focus on their main business operations.

An example of what we do for clients

Mid-Size client with tailor made solution from Aleph Payments to expand its business to 95 markets.

Advertisers in 95 markets
KYC ~3K cases
Capability of local billings & collections ~32K invoices
Tax efficiencies & compliance Tax collections & payments
Credit assessment ~55M U$ credit granted
Regulation & labor contingencies control
Payment processing/FX management 34 currencies